our story

About Us

We are building the world’s first fully vertically integrated fintech company based on physical gold – a real gold bank.

No national currency has maintained its value against gold in the long run.  Since the US Dollar went off the gold standard it has lost 97% of its purchasing power.

We are reinventing gold for the modern era.  Fintech allows us to make gold useable in everyday transactions.  The blockchain allows us to make it secure, transparent and verifiable.

Our aim is no less than the recreation of banking and finance based on the security of gold.

 

 

Why Gold

For over 6000 years, the enduring power of gold has been the willingness of people to accept it as a substitute for products of everyday value.

It is this that has made it a hedge against inflation and uncertain times. Today, people feel more and more insecure about their future, banks, politics, social instability and the value of currencies. But it has also offered strong investment returns in its own right as governments race to debase their currencies.  Since 2001, even in the worst performing major currency it has returned at least 6% per year.By basing your finances on gold you are already ahead.

Gold’s performance in major currencies (%)
From 2001 up toUSDAUDCADCNYEURINRJPYCHFGBP
2005904547855183955565
2010423186247316268400270203399
2015290200259206239453310143295
Now372250324293315553235192450
Annualised return989891210611

Source: Goldmoney.com

Our Services

What we are building

We are building the tools to make gold useable in the modern world.

Consumer & Transactional Banking

Goldbanq

A fintech bank that make gold useable in everyday life for card and payment transactions.

 

Lending & Finance

Bankem Finance

Gold based credit and finance solutions.

 

 

A new world currency – gold!

AquilaGold

Gold secured by the power  of blockchain. Useable as a global currency, stablecoin and industry standard.

 

Who will benefit

Consumers

We make gold useable in real life transactions. Wealth protection. Freedom from fiat currencies.

Traders

New tools.  A stablecoin backed by real, liquid assets that are not controlled by Central Banks.

Investors

A cheaper, more convenient way to securely hold gold.

Gold & jewellery trade

New opportunities, efficiencies and cheaper financing.

Expatriate workers

A better, cheaper way to send remittances to family and loved ones. Nothing shows you care more than a gift of gold.

Less developed nations

A stable banking and monetary solution for the unbanked.

Our Contacts

  • Address: Bankem Technology Holding OÜ
    Harju 6, 10130 Tallinn Estonia
  • E-mail: enquiries@bankemtech.com

Offices in:

  • Finland
  • Switzerland
  • United Kingdom

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